“AHHH!” Jason shouted.
One minute he was backing out of his driveway. The next a motorcyclist was crashing into him. He felt bad for not paying attention, and now he had to deal with this mess.
You never expect a crash to happen, and most people don’t even know what to do when one occurs. After filing a police accident report, should you call your insurance company, or wait to assess the damage? To help you out, we’ve created this short and easy car crash guide.
Read on to learn when, and how to file a car accident claim.
When to File a Car Accident Claim
The first thing you’re probably wondering is when you should go through with filing a claim. Whenever a car accident results in injuries, or damage to your car that’s more than your deductible, you should file a claim. In some cases, you can treat minor injuries at home.
If you experience pain that’s severe enough to affect your daily life or do an excessive amount of damage to your car, it’s time to file a car accident claim. Also, you never know when a twinge in your neck will develop into something more serious later on.
As far as the fault is concerned, accidents happen, and that’s what insurance is there for.
You deserve to get the compensation needed if your policy qualifies, and fault usually isn’t a factor. You can also search for car accidents lawyer near me, to protect yourself moving forward.
As long as you have comprehensive and collision coverages, you should be just fine for property damage. There are also medical payments that can kick in, regardless of who’s fault the crash was.
Stay Calm With Your Insurance Company
Alright! You know it’s time to file, and you’re ready to call. Remember, it’s important to keep your cool during this process. The insurance company will ask you a series of questions. Don’t rush through them and write down your answers as you go along.
When the adjuster asks how the accident happened, just give an objective explanation of what happened. Keep emotions out of it, as much as you possibly can. Why?
The facts are what insurance companies need. Accidents can be traumatic, and they’re very upsetting. However, if you get off track when talking to adjusters, you could forget to give key pieces of information they need.
Try doing a, before calling the insurance adjuster. That way you’ll be centered, focused, and calm. It’s also helpful if you make the call in the presence of a loved one who can give you the support you need.
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Make the Call
It can be a lot to take in when you’re first involved in an accident. Take your time getting the help you need from family or friends. Call up your insurance company today to file your car accident claim. You deserve this!
Don’t let fear keep you from making good decisions about what needs attention, just because of how difficult it is now. We’re here if you need more good reads to help make your day better and brighter. Take a few minutes to explore the rest of our site.